Real Estate Loans

Mortgage & Home Equity Services

Looking to buy, build or refinance a home? Discover Union Federal Savings & Loan. We make the mortgage process fast, easy, and worry-free.

There is no such thing as “one size fits all” when it comes to finding the right mortgage loan for you. At Union Federal, mortgage lending is our business. We have a knowledgeable and friendly staff that will assist you in selecting the best “fit” for your needs.

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Realize your dreams with our Mortgage, Home Equity and Refinancing Services.

  • Competitive Interest Rates and Terms
  • Local Decision Making and Servicing
  • Primary Residence, Second Home, Investment Property
  • Single Family Residence, Multi-Family, Condominium, Vacant Land

Conventional Fixed or Adjustable Rate Mortgages

  • Purchase or Refinance
  • Down payment as low as 3%
  • Competitive Terms up to 30 years

Home Equity Loans

  • Fixed Rate
  • Terms up to 15 years


  • Lower interest rate/shorten term
  • Borrow additional funds (cash out)
  • Consolidate debt
  • Change loan program (i.e. ARM to fixed rate)

Construction Mortgages

  • One-time closing
  • Terms up to 30 years


Interested in more information?
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Where People Are Important

Where People Are Important!

Give us a call or stop by any of our convenient locations. 

Contact Us Locations & Hours
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