body {
	margin: 0;
	padding: 0;
	font: 10pt Arial, Geneva, Helvetica, sans-serif;
	color: #605e4d;
	border: none;
	text-align: center;
    background: url(../images/bg_page.gif) repeat-x;
	}
form {
	margin: 0;
	padding: 0;
	}
a:link, a:visited {
	color:#9c0222;
	text-decoration: underline;
	}
a:hover, a:active {
	color:#9c0222;
	text-decoration: none;
	}
a img { border: none; }	
.clear {
    height: 1px;
    clear: both;
}
ul li  {
list-style-image:url(../images/li.gif);	
}
li {
	margin:0 0 8px 0;
	list-style-image:url(../images/li.gif);	
}
* html li {
	list-style-image:url(../images/li_ie7.gif);
}
.container {
	background: url(../images/bg.gif) repeat-y;
	width: 760px;
	margin: 0 auto;
	padding: 0;
	text-align: left;
	border:1px solid #002e62;
	}

/******************************** Backpage ******************************/

.hed {
	width: 586px;
	height:88px;
	margin:0;
	text-align:right;
	background:#dddbc6 url(../images/bg_hed.gif) no-repeat;
}
.hedContent {
	width: 581px;
	height:86px;
	margin:0 0 0 5px;
	text-align:right;
	background:#dddbc6;
	border-top:1px solid #ffffff;
}
.backpagePhoto {
	margin:0 0 -3px 0;
}
.heading {
	height:25px;
	float:left;
	margin:60px 0 0 25px;
	
}
*:first-child+html .heading {
	float:left;
	margin:60px 0 0 25px;
}
	/****************** HEADER *****************/
.header {
	width: 760px;
	height: 92px;
	text-align: left;
	}

* html .header{
	height:107px;
}	

.headerLeft {
	float:left;
	height:92px;
	width:221px;
}
.headerRight {
	float:right;
	height:92px;
	width:539px;
	background: url(../images/bg_header.jpg) no-repeat;
}
	/******** NAV (main navigation)  **********/
.nav {
	width: 760px;
	height:32px;
	text-align:left;
	background: url(../images/bg_nav.gif) repeat-x;
	}
* html .nav {
	margin:-16px 0 -3px 0;
}
	.nav ul {
		margin:0 0 0 4px;
	}
.nav ul, .nav li {
	list-style-type: none;
	display: inline;
	}
.nav li {
	margin:0 0 0 -4px;
} 
	/******** UTILITYNAV (sub navigation)  **********/
.utilityNav {
	position:relative;
	top:-32px;
	left:433px;
	width: 327px;
	height:23px;
	padding:2px 0 0 0;
	background: url(../images/bg_utility.gif) no-repeat;
	}
*:first-child+html .utilityNav {
	padding: 4px 0 0 0;
	}
* html .utilityNav {
	top:63px;
	left:185px;
}	
.utilityNav ul {
	margin:0 15px 0 0;
	text-align:right;
}
.utilityNav li {
	list-style-type: none;
	display: inline;
}
.utilityNav li {
	font: 8pt Arial, Geneva, Helvetica, sans-serif;
	margin:0 0 0 -4px;
	color:#fff;
}
.utilityNav a:link, .utilityNav a:visited {
	font: 8pt Arial, Geneva, Helvetica, sans-serif;
	color:#fff;
	text-decoration: none;
	}
.utilityNav a:hover, .utilityNav a:active {
	font: 8pt Arial, Geneva, Helvetica, sans-serif;
	color:#fff;
	text-decoration: underline;
}
	
	/*********************** LEFTCOL **********************/	
.leftCol {
	font: 9pt Arial, Geneva, Helvetica, sans-serif;
	color: #000;
	width: 174px;
	height:368px;
	float: left;
}
.leftColContent {
	padding:10px;
}
.leftColContent ul {
	margin:5px 0 20px 12px;
}
.leftColContent li {
	margin:0 0 8px 0;
	list-style-image:url(../images/li.gif);
}
* html .leftColContent li {
	list-style-image:url(../images/li_ie7.gif);
}
*:first-child+html .leftColContent li {
	list-style-image:url(../images/li_ie7.gif);
}
.leftColContent a:link, .leftColContent a:visited {
	text-decoration: underline;
	color:#020202;
	}
.leftColContent a:hover, .leftColContent a:active {
	text-decoration: none;
	color:#020202;
}
.leftCol h3 {
	font: 8pt Arial, Geneva, Helvetica, sans-serif;
	font-weight:bold;
	color: #333333;
	margin:0 0 5px 0;
}

	/*********************** LOGIN **********************/	

.login {
	width: 174px;
	height: 88px;
	background: url(../images/bg_login.jpg) no-repeat;
}
.loginContent {
	padding:52px 0 0 10px;
}
.loginContent ul {
	margin:7px 0 0 0;
}
.loginContent li {
	display:inline;
}
	/*********************** RIGHTCOL **********************/	

.rightCol {
	float:right;
	width: 586px;
	color: #333333;
	margin:0;
}
* html .rightCol {
	float:right;
	width: 586px;
	color: #333333;
	margin:0 -2px 0 0;
}
.promo {
	width: 586px;
	height:88px;
	margin:0;
}
.rightColHed {
	height:17px;
	margin:28px 0 0 30px;
}
.rightColContentContainer {
	/* background: url(../images/bg_rightCol.gif) repeat-x; */
	width: 579px;
	float:right;
	margin:-3px 0 0 0;
}
.rightColContent {
	padding:16px 30px 30px 20px;
	line-height:18px;
}

.rightColContent ul {
	margin:7px 0 0 25px;
}
.rightColContent li {
	margin:0 0 8px 0;
	list-style-image:url(../images/li.gif);
}

.plainList{
	margin:7px 0 0 0px;
	padding:0;
}

.plainList li{
	padding:0;
	margin:0;
	margin-left:-25px;
	list-style-image:none;
	list-style-type:none;
}

* html .rightColContent li {
	list-style-image:url(../images/li_ie7.gif);
}
.rightColKeyins {
	float:right;
	margin:25px 25px 10px 20px;
	width:180px;
	padding:0;
	background: url(../images/bg_keyins.gif) repeat-x;
}
.rightColKeyins img {
	margin:10px 0 20px 10px;
}

/******************************** FOOTER ******************************/
.footer {
	float:right;
	font: 8pt Arial, Geneva, Helvetica, sans-serif;
	height:40px;
	width: 540px;
	padding: 0px;
	}



.footer ul {
	margin:10px 0 0 0;
	float:left;
}
.footer li {
	margin:0 0 8px 0;
	display:inline;
	list-style-image:none;
}
.footer a:link, .footer a:visited {
	text-decoration: none;
	color:#195297;
	}
.footer a:hover, .footer a:active {
	text-decoration: underline;
	color:#195297;
}
.footer img {
	margin-right:40px;
	border:none;
	vertical-align:middle;
}
.complianceLogos {
	float:right;
	width:385px;
	text-align:right;
}

* html .complianceLogos {
	height:50px;
}	

/******************************** SITEWIDE ******************************/	
h1 {
	font-size: 12pt;
	color: #9c0222;
	}
h2 {
	margin:5px 0 0 0;
	font-size: 11pt;
	color: #044774;
	}
h2 a:link, h2 a:visited{
	margin:5px 0 0 0;
	font-size: 11pt;
	color: #044774;
	text-decoration:underline;
	}

h2 a:hover{
	text-decoration:none;
}
	
h3 {
	margin-bottom: 0;
	font-size: 10pt;
	font-weight:bold;
	color: #323232;
	}
h4 {
	margin-bottom: 0;
	font-size: 8pt;
	color: #154496;
	}

ul + h2 {
    margin-top:15px;
}
    
p {
	margin-top: 0px;
	}
ul, ol { 
	margin: 0;
	padding: 0;
	}
ul li {
	margin: 0;
	padding: 0;
	}

table {	font-size: 100%; /* IE inheritance fix */ }

.tableheader {
	font-weight: bold;
	color: #154496;
	}

td{
	vertical-align:top;
}	

th {
	color: #fff;
	background: #154496;
	}
	
.tablecontent1 {

	}
	
.tablecontent2 {
	background: #cccccc;
	}

.faqQ, .faqA { 
	font-weight: bold;
	}

.faqQ {
	color: #666666;
	}
.faqA {
	color: #111683;
	}
	
.xsmall {
    font-size:.8em; 
	}
.small {
    font-size:.9em;
	}
.medium {
    font-size:1em;
	}
.large {
    font-size:1.1em;
	}
.xlarge{
    font-size:1.2em;
	}

.special3 {
	}
.special2 {
	}
.special1 {
	}

.disclaimer {
	font-size: 7pt;
	color: #abbbca;
	}
	
.required {
	font-size: 7pt;
	color: #e87d1d;
	}
	
.appfield1 {
	border:1px solid #cccccc;
	}	
.appfield2 {
	border:1px solid #9c0222;
	}
	
#ex_dis{
    display:none;
    width:400px;
    float:center;
    padding:10px;
    background-color:#FFFFFF;
    position:absolute;
    z-index:10000;
	margin-top:100px;
    border-width:1px 1px 1px 1px;
    border-style:solid;
    border-color:#0A4599;
	margin-left:200px;
	overflow: hidden;
}